SBI Card PRIME


The SBI PRIME credit card is one of the premium cards offered by the State Bank of India (SBI) that is designed to meet the premium lifestyle needs of customers. With rewards on shopping, travel, movies, and dining, it includes various features and benefits for an enhanced spending experience. The SBI Prime Credit Card also includes gift vouchers and milestone benefits to support savings on online purchases.

Read on to understand its eligibility criteria, the application process, transaction limit, and more, to see whether the SBI Card PRIME is ideal for your lifestyle!


The SBI Card PRIME is a multipurpose credit card that offers rewards on dining, travel, and shopping expenses.

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Table of Contents:

SBI Card PRIME Fees & Charges

Check the table below to know about the fees and charges of the SBI Prime Credit Card:

Annual Fee ₹2,999 + taxes
Renewal Fee (per year) ₹2,999 + taxes from second year

SBI Prime Credit Card Eligibility

The eligibility criteria for the SBI Card PRIME are:

  • Applicant must be between 18 and 65 years old.
  • Applicant can be an Indian citizen or NRI.
  • Applicant must have a stable source of income.

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Documents Required to Apply for SBI Prime Credit Card

To apply for the SBI Card PRIME, you need to have the following documents in hand:

  • Completed the application form for the SBI Prime Credit Card.
  • PAN Card.
  • Aadhar Card.
  • Account details.
  • Passport-size photograph.

SBI Prime Credit Card Benefits

Here are the key benefits of the SBI Card PRIME across various categories:

  • Welcome e-Gift Voucher worth ₹3000 upon joining.
  • Reward Points on dining, groceries, movies, department stores, birthday spending, and other expenses.
  • Milestone Rewards such as:
    • Pizza Hut e-Voucher worth ₹1000 on spending ₹50,000 quarterly.
    • E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on ₹5 Lakhs annually.
    • Renewal Fee Waiver ₹3 lakh annually.
  • Complimentary international and domestic lounge visits annually.
  • 1% Fuel Surcharge Waiver (₹500-₹4000).

Note that primary cardholders of SBI Card PRIME will have access to complimentary Trident Privilege Red Tier Membership and Club Vistara Silver Membership.

SBI Prime Credit Card Limit

The Prime SBI Credit Card Limit is displayed in the table below:

Minimum Credit Card Limit Maximum Credit Card Limit
₹40,000 ₹10 lakh

Note that the exact limit for the SBI Card PRIME is based on various factors, such as the applicant’s credit score, credit history, and more.

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SBI Prime Credit Card Reward Points

The SBI Card PRIME comes with reward points for spendings made in various categories:

Spent For Number of Reward Points
(per ₹100)
Cardholder’s birthday 20
Groceries, Department Stores, Movies, Dining 10
Retail Purchases 2

SBI Prime Card Cashbacks & Discounts

The SBI Card PRIME includes cashback and discount offers for a seamless shopping experience:

Facility Discount (%)
Best available room rates and F&B at Lalit Hotels 15%
Golf games 50%
Exclusive Deals via American Express Dining Platform 25%
Bookings made via the Hotel Trident website 10%

SBI Prime Credit Card Lounge Access

The SBI Prime Credit Card offers complimentary airport lounge access:

Type of Lounge Access Number of Visits (Per Year)
International 4 (2 per quarter)
Domestic 8 (2 per quarter)

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SBI Prime Credit Card EMI Payment

The SBI Prime Credit Card provides Balance Transfer on EMI to help save your money while making credit card payments. That is, you can transfer the balance of your credit cards from other banks to your SBI Card PRIME. This method helps to attain a lower interest rate and pay back in installments.

You can avail of Balance Transfer on EMI via the SBI Card PRIME, logging into the official website of SBI and giving your User ID and Password.

  1. Log in to the official website of SBI.
  2. Enter your User ID and Password.

Steps to Apply for SBI Prime Credit Card Online

Follow the steps below to apply for the SBI Card PRIME:

  1. Visit the official website of the SBI Card.
    2. Iage shown to apply for SBI Prime Credit Card online at the official SBI Card website
  2. Click on ‘Apply Now.’
  3. Ensure you have the documents listed and click on ‘Start apply journey.’
    4. visual representing to apply for SBI Prime Credit Card Online, Click ‘Apply Now’ to start
  4. Enter your Personal Details, Professional Details, and KYC Details.
    5. Picture is shown to Apply for SBI Prime Credit Card Online to Fill Personal, Professional & KYC Details
  5. Upload the requested documents.
  6. Click on ‘Submit.’

SBI Prime Credit Card Customer Care

Refer below to access the customer care solutions offered by SBI Bank for queries on SBI credit cards:

Phone 1860 500 1290, 1860 180 1290
(8 AM - 8 PM, Mon-Sat)
Email customercare@sbicard.com

You can also visit your nearest SBI Bank Branch for in-person assistance. Please ensure to check the address on the bank’s official website.

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Frequently Asked Questions

The SBI Prime Credit Card provides various benefits such as welcome vouchers worth ₹3000, reward points, airport lounge access, and more!

The annual fee for the SBI Card PRIME is ₹2,999 + taxes.

To apply for the SBI Prime Credit Card, visit the SBI Card website and complete the online application form. You can also apply in person at your nearest SBI branch.

To be eligible for the SBI Prime Credit Card, applicants should be between 18 and 65 years old, have a stable income, as well as a good credit score. Specific income requirements may vary, hence, it is advisable to check with SBI Card for detailed criteria.

The SBI Prime Credit Card gives 10 reward points per ₹100 on dining, groceries, movies, and department stores, and 2 points per ₹100 on other spends (except fuel). You also earn 20 points per ₹100 on birthday spends (up to 2,000 points per year).

You can redeem your SBI Prime Credit Card reward points for gift vouchers and merchandise or reduce your outstanding balance by logging into your account on the SBI Card website or mobile app.

The SBI Prime Card offers a 1% Fuel Surcharge Waiver (₹500-₹4000).

Yes, the SBI Prime Credit Card offers 8 domestic and 4 international airport lounge visits per year.

The SBI Prime Credit Card offers airport lounge access, golf privileges, hotel discounts, dining offers, and VIP hotel upgrades.

Call 1860 500 1290 or 1860 180 1290. You can also email customercare@sbicard.com.

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