Dhani Personal Loan
Dhani offers a non-secured personal solution for salaried and self-employed individuals. Formerly known as Indiabulls, Dhani personal loan presents a breezy financial solution, offering loan amounts ranging from ₹1,000 to ₹15 lakhs and a competitive interest rate starting from 13.99% p.a. With a loan tenure of up to 60 months, it perfectly meets your financial needs.
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Dhani Personal Loan Details
Applying for a personal loan from Dhani can be a convenient choice for individuals who require immediate and hassle-free access to cash. Below are the essential details to consider before applying for a Dhani personal loan.
| Interest rate for Dhani Personal loan | Starts at 13.99% per annum |
| Loan amount | Rs. 1,000 to Rs. 15 lakhs |
| Processing fee | 3% onwards |
| Tenure | 3 months to 2 years |
Dhani Personal Loan Interest Rates
Dhani Personal Loan Interest Rates pave the way to tailored personal loan solutions. With rates starting at 13.99% p.a., Dhani offers a spectrum of opportunities.
By offering interest rates that are tailored to your needs, Dhani loans allow you to conveniently and swiftly obtain the funds you need. Improve your eligibility and secure a financially healthy future.
| Dhani Loan Interest Rate | Starts at 13.99% p.a. |
Dhani Personal Loan Fees & Charges
When considering a personal loan, it’s essential to be aware of the various fees and charges associated with the loan. These fees contribute to the overall cost of borrowing and can impact your repayment plan.
Here’s the table that highlights the applicable fees and charges associated with Dhani personal loan:
| Processing fee | Rs. 350 + GST and maximum 2% loan amount |
| Tenure | Up to 90 days |
| Loan amount | Rs. 5,000 to Rs. 1 Lakh |
| Prepayment Charges | Nil after 3 months and 2.5% within 3 months |
Dhani Personal Loan Eligibility Criteria
Dhani has designed the loan eligibility to ensure that you can secure a loan that aligns with your financial capabilities.
Refer the table below and get to know your eligibility to avail a personal loan from Dhani:
| Age | 21- 65 Years old |
| Income | ₹15,000 Min Monthly Salary |
| Citizenship | Indian |
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Documents Required For Dhani Personal Loan
When applying for a Dhani Personal Loan, you’ll need to provide certain documents to support your application. These documents help verify your identity, income, and other relevant information, ensuring a smooth and transparent loan application process.
Here’s the list of documents required when you are applying for a Dhani personal loan:
- Identity Proof: PAN Card, Driving License, Voter ID card, or Aadhaar card, etc.
- Address Proof: Driving license, Voter ID card, or Aadhaar card, etc.
- Loan application form
- Salary slips for the recent 3 months
- Two passport size photographs.
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Dhani Personal Loan EMI Calculation
The convenience of Buddy Loan’s Personal Loan EMI Calculator helps you to easily plan your loan repayments, including the EMI for a Dhani personal loan. Input the loan amount, interest rate, and tenure to obtain accurate results promptly.
By opting for a personal loan, your EMI remains unchanged throughout the entire loan duration, irrespective of any changes in interest rates. Take control of your finances with clear visibility and efficiently handle your budget.
EMI Calculator
Comparison of Dhani Personal Loan Vs Other NBFCs
When it comes to personal loans, making the right choice can significantly impact your financial well-being. We will examine Dhani Personal Loan and compare it with other leading NBFCs to help you make an informed decision.
Presented below is the table that highlights the comparison of interest rates among Dhani and other NBFCs:
| NBFCs | Interest Rate (p.a.) |
|---|---|
| Dhani | 13.99% |
| mPokket | 24% onwards |
| Paysense | 16.8% – 27.6% |
| HDB Financial Services | Upo 36% |
| CASHe | 27% |
| Home Credit | 24% |
| Money View | 15.96% |
| RBL Bank | 17.50% – 26% |
Note: The current rates may vary marginally and is inclusive of other charges.
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Features & Benefits of Dhani Personal Loan
Here are some of the features and benefits of Dhani Personal Loan:
How Do You Apply for Dhani Loans with Buddy Loan?
Follow these steps to apply for a Dhani personal loan on Buddy Loan:
- Step 1: Visit buddyloan.com or Download & install the Buddy Loan app (Android or iOS).
- Step 2: Open the Personal Loan Application Page. Provide the mobile number and enter the received OTP.
- Step 3: Specify the desired loan amount & personal email. Next, choose the Personal Loan option
- Step 4: Choose the employment type (Salaried, Self-Employed, or Student) and the salary mode (bank or cash).
- Step 5: Enter your work details (Including company name, years of service and Designation)
- Step 6: Enter your personal details (Including Full Name, PAN, address DOB & Gender)
- Step 7: Provide your communication address, and income details and Click the ‘Submit’ button.
Ready to take the next step? Apply for a Personal loan now!
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Frequently Asked Questions
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