Stashfin Loan

StashFin Personal Loan provides quick and hassle-free access to funds for individual needs such as medical expenses, travel, education, or debt consolidation.

The Stashfin Loan process is designed, with minimal documentation, making it convenient for borrowers. StashFin aims to offer a user-friendly and efficient borrowing experience, with personal loans to meet diverse financial requirements.

Their interest rates range from 11.99% p.a; Stashfin also provides 0% interest for up to 30 days for eligible individuals.

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Stashfin Personal Loan Details

Stashfin offers instant personal loans through its mobile app, aiming to provide quick and convenient access to funds for a variety of needs. Here's a breakdown of the key details:

Interest Rate 11.99% p.a
Loan Amount Up to 5,00,000
Tenure Up to 36 months
Processing fee 0-10% (excluding GST)
Note: These rates are indicative and subject to change. Always check with the bank for the most up-to-date information before making any investment decisions.

Stashfin Loan Interest Rates

StashFin Personal Loan Interest Rates determine the cost of borrowing funds from StashFin. These rates, influenced by factors like creditworthiness, impact overall repayment.

The interest rates offered by Stashfin are as follows:

Stashfin Loan Interest Rate 11.99% p.a. (Onwards)
Stashfin Sentinel (for armed forces) 9.99% p.a.
Note- These rates are indicative and subject to change. Always check with the bank for the most up-to-date information before making any investment decisions.

StashFin’s quick & easy personal loan offers a 100% digital process for personal loans. In just minutes, you can check eligibility and know if you qualify, making it easy for customers to get financial help promptly when needed.

StashFin’s also offer 0% interest for 30 days for eligible customers, and customers only need to pay interest on the amount utilised.

Stashfin Personal Loan Fees & Charges

StashFin Personal Loan Fees & Charges include extra costs tied to borrowing, like processing fees and late payment charges. Understanding these fees is vital for borrowers to gauge the total repayment amount and make informed financial decisions-

Processing fee 0-10% (excluding GST)
Loan repayment tenure Up to 36 months
Cheque Bounce Rs 500 (per bounce)

Stashfin Personal Loan Eligibility Criteria

StashFin Personal Loan Eligibility Criteria define the conditions individuals must meet to qualify for a loan. These criteria typically include factors like income, credit history, and age. Here's what you need to know-

Employment Type Salaried
Loan Amount ₹1,000 and ₹5,00,000,
Age 18 and above
CIBIL score 650 and higher
Minimum monthly income Rs 15000 and above

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Documents Required for Stashfin Personal Loan

Documents Required for Stashfin Personal Loan are important paperwork individuals need to submit when applying for a loan. These could include documents that help with the identification of an individual and can help in simplifying the loan application process faster.

Some of the common documents required are:

Identity proof (any 1)

Proof of address (any 1)

Banking Proof

Stashfin Loan EMI Calculator

The Stashfin Personal Loan EMI Calculator offers an efficient way for borrowers to estimate their monthly repayments. By inputting details like loan amount, interest rate, and tenure, users can obtain a personalised breakdown of their Equated Monthly Instalments.

You can use the calculator below to get a quick understanding of your EMI’s

₹
%
Monthly EMI ₹86
Principal Amount ₹1,000
Total Interest ₹32
Total Amount ₹1,032.00

Year Month Principal (A) Interest (B) EMI (A+B) Balance Loan Paid to Date (%)

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Features & Benefits of Stashfin Personal Loan

StashFin Loan offers a multitude of features and benefits, providing quick and hassle-free financial solutions tailored to individual needs. Here are some of them:

Instant Funds

Get credit limit of
up to Rs 5 Lakhs

0% Interest

Get 0% interest for up
to 30 days

Flexible Tenure

Enjoy a flexible tenure
of up to 36 months

100% Paperless

Apply online without
the need for physical
documentation

Transparent Process

The loan process is
transparent with no
hidden charges

Attractive Interest Rates

Get interest rates at
11.99% p.a.

Compare Stashfin Personal Loan Vs Other Lenders

Comparing StashFin Personal Loan with other lenders will help you make an informed choice for your financial needs.

Note- The interest rates are dynamic and subject to change based on your credit history and creditworthiness.
Banks/NBFCs Interest Rates(p.a) Processing Fees
Stashfin 11.99% p.a 0-10% (excluding GST)
SBI 11.00% to 14% Up to 1.50%
HDFC 10.05% to 21% 0.50% ( Rs 1,999 - Rs 25,000)
ICICI 10.75% onwards 2.50%
Axis 10.49% onwards 1%

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Now get a personal loan with ease!

Types of Stashfin Personal Loan

StashFin offers diverse types of Personal Loans, each catering to specific financial needs, providing borrowers with tailored solutions and flexibility in managing their expenses.

Stashfin loans are easy to apply with their hassle-free digital process and simple application steps.

For your quick needs, Stashfin offers various loans catering to different needs:

  • Travel Loan
  • Marriage Loan
  • Education Loan
  • Medical Loan
  • Home Renovation Loan
  • Consumer Durable Loan
  • Gadget Loan
  • Car Loan
  • Two-wheeler loan

Stashfin Loan Schemes

Stashfin offers credit line of upto 5 lakhs and a special personal loan schemes exclusively for defence personnel. Let’s go through the loan scheme details from below:

Stashfin Credit Line

The Stashfin Credit Line is a versatile tool offering quick and convenient access to funds.

Stashfin Credit Line Loan Amount ₹5 lakhs
Stashfin Credit Line Interest Rates 11.99% p.a.
Stashfin Credit Line Tenure Up to 36 months
Stashfin Credit Line Disbursal Approved within minutes

Stashfin Sentinel

Stashfin Sentinel is a rebranding of the existing Stashfin Credit Line specifically for the needs of personnel in the Indian Armed Forces. It offers the same core features as the credit line, including pre-approved credit, instant approvals, and flexible repayment options. However, it distinguishes itself by providing interest rates that start from 9.99% p.a. And a 30-day free credit period. This loan also waives off any transaction fee and foreclosure charges making it even more attractive and affordable.

Loan Amount ₹5 lakhs
Interest Rates 9.9% p.a.
Special Features
  • 30 Day Free Credit Period
  • Ontime Documentation
  • Pay only for Utilized Loan Amount
Charges Processing Fee & Foreclosure Charges waiver
Note that, besides personal loan, there are also other loan schemes for defense personnel provided by different elnders in the market.

Steps to Apply For Personal Loan

You can apply for an instant personal loan from among a pool of RBI approved lenders on Buddy Loan. Follow these steps to apply for a Stashfin personal loan on Buddy Loan:

  • Step 1: Visit buddyloan.com or Download & install the Buddy Loan app (Android or iOS).
  • Step 2: Open the Personal Loan Application Page. Provide the mobile number and enter the received OTP.
  • Step 3: Specify the desired loan amount & personal email. Next, choose the Personal Loan option
  • Step 4: Choose the employment type (Salaried, Self-Employed, or Student) and the salary mode (bank or cash).
  • Step 5: Enter your work details (Including company name, years of service and Designation)
  • Step 6: Enter your details (Including Full Name, PAN, address DOB & Gender)
  • Step 7: Provide your communication address, and income details and Click the ‘Submit’ button.

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Frequently Asked Questions

Stashfin only offers one type of loan: a pre-approved revolving credit line called the Stashfin Credit Line, similar to a personal loan with instant approvals, flexible repayments, and interest charged only on used amounts.

Stashfin's credit line lets you access anywhere between ₹1,000 and ₹5,00,000, catering to both small and larger needs.

While good credit generally helps secure lower rates, Stashfin approves loans based on various factors, so even those with average or no credit might be eligible, albeit with potentially higher interest rates.

Stashfin's interest rates start from 11.99% APR but vary based on individual creditworthiness and other factors.

You can choose a flexible repayment tenure for your Stashfin loan, ranging from a quick 3 months to a comfortable 36 months.

Stashfin offers speedy access to funds, flexible repayments, and interest on used amounts, ideal for urgent needs without collateral.

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