CASHe Personal Loan


CASHe offers a wide range of personal loans, with an amount ranging from ₹1,000 to ₹4 Lakhs with a repayment tenure of up to 1.5 years. These hassle-free digital loans are designed to help you fulfil all your financial needs and live life to the fullest. The seamless loan process empowers you to achieve your goals and enjoy a fulfilling life.

CASHe Personal Loan Details

Avail instant personal loan at the comfort of your home. Let’s go through some of the highlights of CASHe online personal loan:

Interest Rates 27% p.a
Loan amount ₹1,000 to ₹4 Lakhs
Loan Tenure 90 days to 540 days
Processing fee Up to 3% of the loan amount
Minimum Monthly Income ₹15,000/-

Apply for a Personal loan now!

CASHe Personal Loan Interest Rates

CASHe provides highly competitive interest rates calculated monthly based on the entire loan amount. The current interest rate starts at 2.25% per month. Here is the table showing CASHe personal loan interest rates for various loan tenure options:

Loan Tenure Options Interest Rate (per month)
90 days 2.50% per month
180 days 2.40% per month
270 days 2.25% per month
360 days 2.25% per month
540 days 2.25% per month

CASHe Personal Loan Fees & Charges

In addition to the interest, there are processing fees and other applicable charges for CASHe personal loans. The following table provides a breakdown of these details:

Personal Loan Tenure Processing Fees
90 days ₹85 for loan amount below ₹5,999
₹500 for loan amount between ₹6,000 to ₹33,333
1.50% for loan amount between ₹33,334 to ₹99,999
180 days 2% on the loan amount or ₹1,200 + GST
(whichever is higher)
270 days 2% on the loan amount or ₹1,200 + GST
(whichever is higher)
360 days 2% of the loan amount or ₹1,200 + GST
(whichever is higher)
540 days 3% of the loan amount or ₹1,000 + GST
(whichever is higher)

CASHe Personal Loan Eligibility Criteria

It is important to understand the eligibility criteria before applying for a personal loan online from CASHe. Here is the list of eligibility criteria for CASHe personal loan:

  • Must be an Indian resident
  • Must be a salaried individual
  • Age: 18 to 58 years.
  • Monthly income: Minimum ₹15,000.
  • Active Facebook/LinkedIn/Google+ account.
  • A good credit score
  • No formal credit history is required to avail of a personal loan with CASHe

Apply for a Personal loan now!

Documents Required for CASHe Personal Loan

The checklist of the documents required for CASHe personal loan is as follows:

  • ID proof: PAN Card, Aadhaar card
  • Income proof: Latest salary slip and bank statement
  • Address proof (anyone): Passport, driver’s licence, utility bills, voter ID card
  • Photo proof: A selfie

Calculate EMI For CASHe Personal Loan

Now you can effortlessly calculate your EMI (Equated Monthly Instalment ) using the Buddy Loan Personal Loan EMI Calculator. Plan your repayments for a timely & a seamless loan journey. Entering the loan amount, interest rate, and loan tenure into our user-friendly calculator.

With this convenient tool, you can take control of your budget and make informed decisions about your financial commitments. Empower yourself to manage your finances with confidence.

%
Monthly EMI 86
Principal Amount 1,000
Total Interest 32
Total Amount 1,032.00

Year Month Principal (A) Interest (B) EMI (A+B) Balance Loan Paid to Date (%)

Compare CASHe Personal Loans Over Other NBFCs

Discover the ideal solution for your financial requirements by comparing CASHe personal loans with leading Non-Banking Financial Companies (NBFCs).

NBFCs Interest Rates (p.a.)
CASHe 27%
Fibe 12%
Paysense 16.8%
HDB Financial services Upto 36%
Home Credit 24%
Fullerton India 12%

Read More

Read Less

Note: The interest rates mentioned above are subject to change at the lenders' discretion.

Features & Benefits of CASHe Personal Loan

Now enjoy the exclusive features and benefits of a CASHe Personal Loan:

Instant Approval

Get quick approval for personal loan.

Quick Disbursal

Get your Loan disbursed in minutes

Minimal Documentation

Present fewer essential documents

Affordable Rates

Interest rates starting from 27% p.a.

Flexible Repayment

Choose your preferred tenure from 90 to 540 days

Zero Collateral

No collateral required for persoanl loans

Types of CASHe Personal Loans

The different types of CASHe personal loans are as follows:

  • Two-wheeler Loan: Secure a personal loan specifically for acquiring a new or used two-wheeler. Whether it's a brand-new bike or a pre-owned one, enjoy the hassle-free application process, and competitive interest rates.
  • Travel Loan: Obtain a personal loan to finance travel expenses and vacations.
  • Mobile Loan: Access a personal loan tailored for purchasing a new or pre-owned mobile device.
  • Marriage Loan: Acquire a personal loan specifically intended for covering wedding-related costs.
  • Home Renovation Loan: Obtain a personal loan to fund home renovation projects.
  • Education Loan: Secure a personal loan dedicated to covering tuition fees and higher education expenses
  • Consumer Loan: Access a personal loan specifically for purchasing consumer durables.
  • Car Loan: Obtain a personal loan tailored for acquiring a new or used car.
  • Medical Loan: Secure a personal loan designed to assist with medical emergencies and related expenses.

How Do You Apply for CASHe Loans with Buddy Loan?

Steps To Apply For a Personal Loan with Buddy Loan

  • Step 1: Visit buddyloan.com or Download & install the Buddy Loan app (Android or iOS).
  • Step 2: Open the Personal Loan Application Page. Provide the mobile number and enter the received OTP.
  • Step 3: Specify the desired loan amount & personal email. Next, choose the Personal Loan option
  • Step 4: Choose the employment type (Salaried, Self-Employed, or Student) and the salary mode (bank or cash).
  • Step 5: Enter your work details (Including company name, years of service and Designation)
  • Step 6: Enter your personal details (Including Full Name, PAN, address DOB & Gender)
  • Step 7: Provide your communication address, and income details and Click the ‘Submit’ button.

Ready to take the next step? Apply for a Personal loan now!

Frequently Asked Questions on CASHe Personal Loans

An Indian citizen above 18, with employment and a minimum monthly salary of ₹15,000 form a legible borrower at CASHe. Owning a bank account, a Facebook/LinkedIn account serve as a plus while applying for a loan in CASHe app.

CASHe’s loan amount ranges from ₹15,000 to a maximum of ₹4,00,000, with classified repayment tenure of 90, 180, 270 days, 1 year, and 1.5 years.

A salaried individual could meet the eligibility criteria if his minimum monthly income is ₹15,000.

Yes, CASHe has multiple EMI options that serve with flexible loan periods for repayment.

CASHe offers a seamless borrowing experience, allowing you to borrow up to ₹4,00,000 and providing a convenient repayment tenure of 540 days (1.5 years).

In addition to personal loans, CASHe also provides services such as credit lines, buy now pay later deals, and access to digital gold.

Maintaining a good credit score and credit history is one of the best ways to enhance your chances of obtaining a personal loan.

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