Now get a personal loan online at your fingertips with a competitive interest rate. It gets better as there are flexible loan tenures. You can now benefit the most from pre-approved personal loans online with more than 30+ banks and NBFCs as lending options.
Buddy Loan provides better financial solutions to fund your marriage, medical, and travel expenses. There is more to it; you can now avail of an online personal loan for home renovation, education, and car purchases. Read on to know more about personal loan lenders, offers, interest rates and EMI options.
| Interest Rate | 11.99% p.a. onwards |
| Loan Amount | Starting from ₹10,000 to ₹15 lakhs |
| Tenure | Flexible loan tenures starting from 6 months to 5 years |
| Processing Fees | 0.5% to 4% of the loan amount (may vary across lenders) |
| Documentation | E - Documentation (PAN, Aadhaar, Income Proof) |
An EMI (Equated Monthly Installment) calculator is a tool that helps you determine your monthly payments towards your personal loan. It takes into account the loan amount, the interest rate, and the loan tenure to calculate the EMI.
To use a personal loan EMI calculator, you only need to enter your loan amount, loan period, interest rate, and processing fee.
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Comparing the personal loan interest rates of different banks is a great way to find the most advantageous option. Taking the time to explore the different rates available can provide the opportunity to secure a better deal.
| Banks Offering Personal Loans | Interest Rates (p.a) | Processing Fee | Apply Online |
|---|---|---|---|
| State Bank of India | 10.55% onwards | 1% | Apply Now |
| HDFC Bank | 10.50% onwards | Up to ₹4,999/- | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | Up to 3% | Apply Now |
| Axis Bank | 10.49% onwards | Up to 2% | Apply Now |
| Bank of Baroda | 10.65% onwards | Nil | Apply Now |
| PNB | 10.15% onwards | Up to 1% | Apply Now |
| Canara Bank | 12.05% onwards | 0.5% to 1% | Apply Now |
| ICICI Bank | 10.65% onwards | Up to 2.50% | Apply Now |
| IDFC First Bank | 10.75% onwards | Upto 3.5% | Apply Now |
| IOB | 10.85% onwards | 0.40% | Apply Now |
| IDBI Bank | 13.25% onwards | 1% | Apply Now |
| Citi Bank | 10.75% onwards | 1.50% | Apply Now |
| Bank of India | 10.75% onwards | 2% | Apply Now |
| Federal Bank | 11.49% onwards | 2% | Apply Now |
| UCO Bank Personal Loan | 12.45% - 12.85% | Upto 1% | Apply Now |
| Union Bank of India | 11.40% - 15.50% | Upto 1% | Apply Now |
| Yes Bank | 10.99% - 20% | Upto 2% | Apply Now |
| Central Bank of India | 10.95% - 12.55% | Upto 1% | Apply Now |
| Induslnd Bank | 10.49% onwards | Upto 3% | Apply Now |
| Indian Bank | 9.10% onwards | Upto 1% | Apply Now |
| Standard Chartered | 12% onwards | 2.25% | Apply Now |
| RBL Bank | 14% onwards | Upto 3.5% | Apply Now |
| Bandhan Bank | 11.55% onwards | Upto 3% | Apply Now |
| J&K Bank | 12.20% onwards | Upto 1% | Apply Now |
| Karnataka Bank | 12.80% onwards | Upto 1% | Apply Now |
| Karur Vysya Bank | 13% - 14% | 3.00% | Apply Now |
| South Indian Bank | 11.55% - 14.40% | Upto 1% | Apply Now |
| HSBC Bank | 9.99% - 16% | Up to 2% | Apply Now |
| Bank of Maharashtra | 10% onwards | 1% + GST | Apply Now |
| Dhanlakshmi Bank Loan | 12.90% - 16.30% | Up to 1.25% | Apply Now |
| Punjab and Sind Bank | 10.15% - 12.80% | 0.50% - 1.00% + GST | Apply Now |
| AU Small Finance Bank | 11.00% - 30.00% | 4% + GST | Apply Now |
| Jana Small Finance Bank | Up to 28% | Up to 2% | Apply Now |
| ESAF Small Finance Bank | 14.81% onwards | 1% | Apply Now |
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Note- The interest rates mentioned are subject to change. Do visit the website for more information.Choose your loan amount from the below list of NBFCs and take advantage of some of the best interest rates.
| NBFCs Offering Personal Loan | Interest Rates (p.a.) | Processing Fee | Apply Online |
|---|---|---|---|
| Paysense | 16.00% - 36% p.a | Up to 3% | Apply Now |
| Cashe | 2.25% p.m onwards | Up to 3% | Apply Now |
| Fibe | 16% p.a. onwards | 2% + GST | Apply Now |
| Incred | 13.99- 42% p.a. | 2% - 4% | Apply Now |
| Mpokket | Up to 48% p.a. | 5% - 10% | Apply Now |
| Prefr | 18% - 36% | 3% - 5% | Apply Now |
| NIRA | 24% - 36% | 5% - 8% | Apply Now |
| Money Tap | 13% | Up to 2% + GST | Apply Now |
| Navi | 9.9% to 45% | NIL | Apply Now |
| Bajaj Finance | 11% to 37% | Up to 3.93% | Apply Now |
| Tata Capital | 10.99% to 35% | Up to 5.5% + GST | Apply Now |
| Money View | 1.33% p.m onwards | Starts at 2% | Apply Now |
| Muthoot Finance | 14% to 22% | 2% to 4% | Apply Now |
| L&T | 11% p.a onwards | 3% (flat) + 18% GST on Loan Amount | Apply Now |
| Upwards | 12% to 22% p.a | 2% to 4% | Apply Now |
| Zype | 18% to 39% | Depends on Lender | Apply Now |
| HDB | 12.00% to 31.00% p.a. | Upto 3% | Apply Now |
| LoanTaps | 12%-24% p.a. | Up to 2.50% + GST | Apply Now |
| Phocket | 24% - 36% p.a. | ₹590 to ₹11918 + GST | Apply Now |
| Pocketly | 3% p.m onwards | Depends on Lender | Apply Now |
| Loanbaba | 10.50% p.a onwards | Up to 2% | Apply Now |
| Dhani | 13.99% p.a. onwards | Depends on Lender | Apply Now |
| Faircent | 12% to 28% p.a. | Up to 3% | Apply Now |
| Finnable | 16% to 26% p.a. | 3 to 4% | Apply Now |
| Aditya Birla | 17.65% p.a onwards | up to 3% + GST | Apply Now |
| MyMoneyMantra | 10.50% p.a onwards | 3.99% | Apply Now |
| IndiaLends | 10.25% p.a. onwards | Depends on Lender | Apply Now |
| IIFL | 12.75% - 44% p.a. | 2% - 6% + GST | Apply Now |
| Sriram Finance | 12% p.a. onwards | Depends on Lender | Apply Now |
| Stashfin | 11.99% p.a. onwards | nil | Apply Now |
| Reliance | Depends on Lender | Depends on Lender | Apply Now |
| Piramal Finance | Starting at 12.99% | Up to 5% + GST | Apply Now |
| Rapid Rupee | 12% to 36% | Starts from ₹99 | Apply Now |
| DMI Finance | 12% to 40% | 2% + GST | Apply Now |
| Hero Fincorp | Starting at 21% | 2.5% - 3.5% | Apply Now |
| Flipkart | 10.49% - 36% | Up to 3% + GST | Apply Now |
| Paytm | As per lender | As per lender | Apply Now |
| Google Pay | Starting at 13.99% | As per lender | Apply Now |
| PhonePe | 13% - 20% | As per lender | Apply Now |
| Mobikwik | 17.99% to 35.99% | As per lender | Apply Now |
| Bhanix Finance | 2.5% p.m onwards | Up to 3% | Apply Now |
| Rupee Redee | Starting at 30% | 10% to 15% | Apply Now |
| Olyv | 18-30% p.a. | 2% to 12% + GST | Apply Now |
| Fatak Pay | 12% to 35.95% | 2.5% + GST | Apply Now |
| Privo Loan | Starting at 9.99% p.a. | As per lender | Apply Now |
| AXIO Loan | 14% to 35% p.a. | 2% + GST | Apply Now |
| Mahindra Finance | As per eligibility | As per lender | Apply Now |
| JIO Finance | Starting at 9.9% | As per lender | Apply Now |
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Note- The interest rates mentioned are subject to change. Do visit the website for more information.To get a loan approved instantly, you must meet a set of eligibility criteria. Refer to the table below to know whether you are eligible for a personal loan.
| Eligibility Criteria | Salaried Individual | Self Employed |
|---|---|---|
| Age | 21-60 years old | 22-55 years old |
| Monthly income | Rs.15,000 | Rs.25,000 |
| Loan Amount | ₹50,000 - 25 lakhs | ₹50,000 - 50 lakhs |
| CIBIL Score | Above 750 | Above 750 |
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To apply for a loan, you need to provide some basic documents as proof of your identity and income. Here’s a list of documents required for a personal loan.
Personal loans, as opposed to secured loans, are unsecured loans that can be obtained without the use of collateral. Personal loans come with great flexibility with short-term loan options where you can close the EMI in a short span.
Need instant cash for your needs? Get a quick loan now!
A thorough selection of personal loan choices is available on our website, organized by your city & location. The location of the list of all your local personal loan possibilities is where you may find it. This makes evaluating many offers and selecting the best one simpler.
Additionally, you have the option to apply for a loan hassle-free online through our website.
Individuals who have a high interest rate on their existing loan or credit card and are looking to save money on their debt may benefit from this type of loan. Balance transfer loans let you transfer existing balances between loans or credit cards. Over time, individuals can save significant amounts of money by transferring the balance to a lower-interest loan or credit card.
Here are some tips to improve your chances of getting a personal loan:
Overall, maintaining a good credit score, a stable employment history, choosing the right lender, providing accurate information, and keeping your debt-to-income ratio low can improve your chances of getting a personal loan.
Ready to take the next step? Apply now!
Here’s the step-by-step process that you can follow to apply for a personal loan on Buddy Loan:
As per the details provided, suitable lenders will be allocated, and their respective details will be shared for future proceedings.
Buddy Loan offers flexible repayment tenure which makes the entire repayment process easy and affordable. There are also several modes of repayment to choose from.
Modes of Loan Payment or Repayment It's wise to choose a repayment method that works best for you and keep up with your monthly payments. This will avoid late fees and potential credit damage.
Get a personal loan in minutes! Apply Now!
Approval of a personal loan varies depending on the lender and the type of loan you'reapplying for you can get a pre-approved personal loan within minutes, and the disbursement of the amount will take approximately 24-48 hours. The loan may also depending on verification of your credit score and financia history.
Personal loan is a type of loan that you can use for a variety of purposes, such as paying off debt, funding a home renovation, or covering an emergency expense. However, Consumer durable loans are ideal for people who want to purchase items such as appliances or furniture, as they provide more flexible repayment terms.
To apply for loan, you can opt for instant online options, where you can get a pre-approved personal loan or apply for a loan directly with a lender. You may be required to provide documents, depending on the lender's requirements. However, some lenders offer paperless personal loan options where you can get an instant personal loan without documents.
The Personal Loan interest rate is calculated based on several factors, such as
To apply for an loan online, you can check if you are pre-approved for a personal loan on our website. You can also compare the interest rates offered by different lenders to find the best loan that suits your financial needs. You can calculate the interest rate for small cash loans to finance specific needs like marriage or a vacation. Overall, a Personal loans interest rate calculator can be a useful financial tool when you need quick access to funds, are well-informed of the journey throughout, and want to make wise decisions.
To apply for an instant personal loan online, you can check if you are eligible for a pre-approved for a loan on our website.
Different banks offer different interest rates, so checking bank-wise personal loans is the best practice. The easiest and quickest way to find the best bank for you is to apply for a loan online through Buddy Loan, where we connect you to a plethora of lenders (banks and NBFCs) and help you choose the best for you.
The loan approval process varies from one bank to another. Therefore, the approval and loan amount disbursement depends on the lender you choose.
The fastest way to get your loan approved is through loan aggregators. Get an instant loan online through Buddy Loan and get your loan approved in minutes.
The eligibility criteria for a personal loan can vary depending on the lender and the type of loan. However, some common eligibility criteria includes age of the applicant, employment/income, citizenship and required documents.
The documents required for a loan can vary depending on the lender and the type of loan. However, some common documents that are generally required for personal loan applications include:
Personal loan top-up can be used to increase an existing loan amount, while a personal loan balance transfer allows you to transfer an existing loan balance to a new lender.
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