Rupeek's personal loan is a flexible and competitive solution with interest rates starting at 0.49% p.m. Borrow up to ₹20 Lakhs for personal or business needs with a tenure of 12-60 months. Quick processing and various repayment options are available.
The table below provides an overview of what Rupeek Personal loan offers:
| Loan amount | Up to ₹20 Lakhs |
| Interest rate | 0.49% to 1.69% p.m |
| Tenure | 12 - 60 months |
Rupeek Personal Loan Interest Rates
Rupeek Loan offers personal loans at attractive interest rates starting from 0.49% per month. Interest rates depend on factors such as creditworthiness, loan amount, tenure, income, and financial stability.
| Loan Amount | Interest rate |
| Up to ₹20 Lakhs | 0.49% p.m Onwards |
Rupeek Personal Loan Fees & Charges
Rupeek applies specific fees and charges for the services it offers. Familiarising yourself with these fees and charges is crucial to understand the associated costs of the loan. The following table offers a comprehensive overview:
| Processing Fees | 0.29% + GST |
Eligibility Criteria For Rupeek Personal Loan
The essential requirements which play a pivotal role in assessing your qualification for the loan are:
- Must be 21 years above.
- Must have a credit score of 750 or above.
- You must have at least 1 year of work experience.
- The minimum monthly income required will depend on the lenders.
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Personal Loan EMI Calculator
The interest rate on a personal loan depends on creditworthiness, loan amount, tenure and financial stability. One can calculate their loan EMI with ease using an online EMI calculator. Just enter the loan amount, interest rate and tenure to calculate your personal loan EMI.
Documents Required For Rupeek Personal Loan
The documents required to apply for a Rupeek personal loan are:
- KYC documents.
- For Salaried individuals: you should submit salary slips, bank account statements, and Form-16.
- For Self-employed individuals, you will need to provide audited income statements, balance sheets, and bank account statements.
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Benefits of Rupeek Personal Loan
Rupeek provides personal loans with a range of appealing features and benefits designed to suit your financial needs. These are:
Sizable Loan Amount
Get a loan amount of
up to 20 Lakhs.
Low interest rate
Get an interest rate as
low as 0.49% p.m
Collateral-Free
The Rupeek personal loan
is an unsecured loan.
Minimal Documentation
Minimal documentation
required making it a
hassle-free process.
No end-use restriction
You can borrow funds for
any business or personal
needs.
Flexible Repayment Tenure
Repay your loan effectively
with a tenure of 12 to 60
months.
Steps to Apply for an Instant Personal Loan
You can also apply for a personal loan with Buddy Loan. Buddy Loan is a loan service provider with a pool of RBI approved lenders to help you avail a personal loan with ease.
To get an instant personal loan through Buddy Loan, simply follow these simple steps:
- Step 1: Visit buddyloan.com or Download & install the Buddy Loan app (Android or iOS).
- Step 2: Open the personal loan application page. Provide the mobile number and enter the received OTP.
- Step 3: Specify the desired loan amount & personal email. Next, choose the Personal Loan option
- Step 4: Choose the employment type (Salaried, Self-Employed, or Student) and the salary mode (bank or cash).
- Step 5: Enter your work details (Including company name, years of service and Designation)
- Step 6: Enter your personal details (Including Full Name, PAN, address DOB & Gender)
- Step 7: Provide your communication address, and income details and Click the ‘Submit’ button.
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Repayment of Rupeek Personal Loan
To make loan repayments more accessible, Rupeek has introduced diverse repayment schemes which you can choose from. The various plans include one-time bullet payment, traditional EMI, or flexible instalments that align with your convenience throughout the tenure.
Rupeek Customer Care Number
You can contact Rupeek for queries with the following details:
Phone: 1800 419 8000 [ Monday to Saturday : 9am to 6pm ]
Email: care@rupeek.com
Email (To Report Grievances): grievance@rupeek.com
Frequently Asked Questions
Rupeek offers an interest rate starting from 0.49% per month.
Rupeek offers personal loans of up to ₹20 Lakhs.
Rupeek is a digital lending platform that offers unsecured personal loans with fast approval and low interest rates.
Rupeek works by customers applying for a loan, receiving funds, and repaying the loan with attractive interest.
As of 2023, Rupeek is still considered as a startup.
The EMI for a ₹25 lakh personal loan if the interest rate is 0.49% per month and the tenure is 60 months, will be ₹48,192.63 approximately. The EMI for a ₹25 lakh loan will depend on the interest rate and tenure of the loan.
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