The Permanent Account Number (PAN) Card issued by the Income Tax Department in India allows individuals to avail a loan of varied amounts. The PAN card makes the identification process faster, thereby aiming for a hassle-free application process.
Availing a ₹10,000 loan on PAN card has been made simple and easy. Here is a breakdown on how to get a loan on a PAN card.
PAN Card Loan of ₹10,000 Online Without Documents
You can avail an instant loan of ₹10,000 online only with PAN Card & Aadhaar. Many online loan lenders provide loans with minimum documentation. With e-KYC & online document verification, you can avail loan instantly. However, you will have to check the lenders specific terms & conditions for better calrity.
Individuals can get a loan of ₹10,000 with only a PAN card. Many financial institutions and online lenders offer small-ticket loans based on PAN card details. The PAN card is a crucial identification document for these lenders, allowing them to verify your identity and process a loan application quickly.
However, the approval and terms may vary depending on the lender's policies and your creditworthiness. It's advisable to check with specific lenders offering ₹10,000 loan on PAN card online and offline with proper requirements to explore available options.
Looking for an Instant Loan of ₹10,000?
The eligibility criteria to apply a ₹10,000PAN card loan are as follows:
Nationality | Indian |
Age | 18 - 60 years of age |
Minimum monthly income | ₹15,000 (May differ from lender to lender) |
Work Experience | At least 2 years of work experience. |
PAN Card | Must be issued by the Income Tax Dept. |
Credit Score | 650 above |
Various Banks and NBFCs offer PAN card loans of ₹10,000 at different interest rates and charges. The table below shows the different banks and NBFCs offering ₹10,000PAN card loan along with the interest rates and charges:
Banks/NBFCs | Interest Rate % | Processing Fee |
---|---|---|
Bajaj Finserv | 11.00% - 38.00% | Up to 3.93% |
ICICI Bank | 10.65% - 16.00% p.a. | 0.50% - 2.00% |
SMFG India Credit (Fullerton) | 11.99% p.a. onwards | 0% - 6% |
Aditya Birla Finance | 13.00% - 28.00% p.a. | 0.05% - 3.00% |
Navi | 9.9% - 45.00% p.a. | 0% |
HDFC Bank | 10.75% - 24.00% p.a. | Up to 2.5% |
KreditBee | 10.00% - 24.00% p.a. | Up to 6.5% |
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Note: The above mentioned rates are subject to change with the finance market and differ marginally with the respect to the individual banks.The documents required to avail a ₹10,000loan on PAN card are:
Identity proof | Voter’s ID, PAN card, Passport, Driver’s licence, etc |
---|---|
Income proof | Salary slips, Bank account statements, Business tax returns, etc. |
Address proof | Electricity bill, Telephone bill, Rental agreement, etc. |
Not sure of your credit score? Check it for free now!
Understanding your Equated Monthly Instalment (EMI) before applying for a loan will help you with financial planning. You can calculate your EMI by using the user-friendly online EMI calculator provided below.
All you need to do is input the Principal amount: ₹10,000, Interest Rate and Tenure. You will get an estimated EMI amount instantly.
Check other PAN Card Loans for your needs!
PAN Card Loan | ₹20000 PAN Card Loan |
---|---|
₹50000 PAN Card Loan | Loan Without Pan Card |
An instant PAN card loan offers the following features and benefits:
Get a loan amount of
₹10,000 quickly.
Get low interest rates
starting from 9.9% p.a.
Provide a PAN card for
a hassle-free process.
Choose a flexible
repayment plan between
12 to 60 months.
All lenders
are transparent about loan
costs.
PAN card loan makes
finance easily accessible
to many.
Ready to take the next step? Apply now!
Applying for a ₹10000 PAN card loan online has become easier with Buddy Loan. Buddy Loan is a loan service provider helping you to avail loans from the top RBI approved lenders. Apply for a personal loan with a PAN card by following these easy steps:
You can also check more on Aadhaar Card Loans from below!
1,000 Loan on Aadhar Card | 5,000 Loan on Aadhar Card |
---|---|
10,000 Loan on Aadhar Card | 20,000 Loan on Aadhar Card |
50,000 Loan on Aadhar Card | Small Cash Loan on Aadhaar |
Yes, you can easily get a loan with a PAN card.
You can get ₹5000 rupees immediately through any reputable online lender.
How long does it take to process a ₹10,000loan against a Pan Card?
Yes, it is possible to get a loan on your PAN card if you have a low credit score. However, it might be challenging to find a lender with good loan terms.
Yes, various NBFCs offer a loan on your PAN card online.
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