IPPB Balance Check Number

India Post Payments Bank (IPPB) simplifies banking for its customers by offering multiple ways to check IPPB account balance. Whether you have a smartphone, a basic phone, or prefer traditional banking methods, IPPB ensures that you can access your account information with ease. You can check India Post Payment Bank Balance using various methods that include missed call services, SMS banking, IPPB Mobile App, and even UPI-based apps & solutions. This guide provides a detailed breakdown of all the ways you can check your IPPB account balance and other linked services such as Post Office Savings Account (POSA).

Ways to Check India Post Payments Bank Balance

IPPB provides a variety of methods for checking your balance. Below is a comprehensive table highlighting these options:

1. IPPB Balance Check by Missed Call

Missed call banking is one of the quickest and easiest methods to check your IPPB account balance. Here’s how it works:

• Dial 8424054994 from your registered mobile number.
• The call will disconnect automatically after a few rings.
• You will receive an SMS containing your account balance.

Key Points:

• Ensure that your mobile number is registered with IPPB to use this service.
• This method is toll-free, making it a popular choice for users with basic phones.

2. IPPB Balance Check by SMS

SMS banking is another straightforward way to check your balance. It works well for users who do not have access to internet services. Follow these steps:

• From your registered mobile number, type BAL and send it to 7738062873.
• You will receive an SMS with your account balance details.

Advantages:

• Requires no internet connection.
• Simple and reliable for users in areas with poor network coverage.

Available Services on IPPB SMS Banking:

3. IPPB Balance Check on IPPB Mobile App

The IPPB Mobile Banking App provides a comprehensive suite of banking services, including balance inquiries. Here’s how to use it:

• Download the IPPB App: Available on the Google Play Store (for Android) and the Apple App Store (for iOS).
• Log In: Use your registered mobile number and MPIN to log into the app.
• Check Balance: Navigate to the Balance Inquiry section to view your account balance.

Additional Features of the IPPB App:

• Fund transfers.
• Bill payments.
• Transaction history review.
• UPI Payments

Pro Tip: : The app is ideal for users who want an all-in-one digital banking solution.

4. Check IPPB Balance via Phone Banking IVRS

Phone banking offers a more personalized way to manage your account. You can call 155299 to speak with a customer service agent or use the IVR system to check your balance.

Steps to Check Balance:

1. Dial 155299 from your registered mobile number.
2. Follow the IVR instructions or choose the option to connect with an agent.
3. Provide authentication details if required.
4. Receive your balance details instantly.

This method is best for customers who prefer speaking to a representative or need assistance beyond just a balance inquiry.

5. Check IPPB Balance with UPI Apps

If you have linked your IPPB account to a UPI app, such as BHIM, Google Pay, or PhonePe, you can check your balance using the app. Follow these steps:

1. Open your preferred UPI app.
2. Select the Check Balance option.
3. Choose your IPPB account from the list of linked accounts.
4. Enter your UPI PIN for authentication.
5. Your account balance will be displayed on the screen.

Link IPPB & Post Office Savings Account (POSA)

India Post Payments Bank (IPPB) allows customers to link their savings account with a Post Office Savings Account (POSA), providing enhanced financial flexibility and seamless fund management.

Linkage Process

1. Eligibility:An active individual POSA account is required. Digital Savings Accounts must be upgraded to full Savings Accounts for linkage.
2. Methods:
   • At Account Opening: POSA can be linked while opening the IPPB account.
   • Post-Account Opening: Link via Doorstep Service (provide POSA passbook to GDS/Postman) or at IPPB Access Points.
3. Confirmation: An SMS notification will confirm successful linkage.

Benefits of Linking IPPB & Post Office Savings Account (POSA)

1. Automatic Fund Transfer: Excess balance over ₹2 lakh in IPPB is transferred to POSA at day-end.
2. Transaction Continuity: Prevents transaction rejections due to balance limits.
3. Unlimited Balance Management: POSA has no maximum balance cap, allowing full transfers from IPPB.
4. Sweep Facility: Manage funds via the IPPB app using Sweep-In and Sweep-Out features.
5. Cash Transactions: Withdraw or deposit cash using the linked accounts.