Lendingkart Business Loan


Lendingkart provides business loans tailored for micro, small, and medium enterprises, catering to their specific business needs. It offers Working Capital Loans, MSME/SME Loans, and Business Loans for Women.

Obtain a collateral-free business loan within 3 days through Lendingkart. Experience a quick, equitable, and transparent process for your business financing needs.

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Lendingkart Business Loan Details

Now apply for a personal loan for Business/MSME loan online with the fastest turnaround time. Here are the highlights of the Lendingkart Business Loan:

Loan Amount ₹50,000 to ₹2 Crore
Loan Tenure 1 month to 3 Years
Interest Rates 12% to 46.5% per annum
Processing Fee 2 to 5%
Eligibility Criteria > ₹ 90,000 turn over for 3 Months
Note: Lendingkart also offers business loan at interest rates ranging 1% to 2% per month.

Lendingkart Business Loan Interest Rates

Lendingkart Business Loan offers exceptionally competitive interest rates based on the total loan amount. The interest rates are determined based on credit score, age, employer, repayment capacity, and occupation.

Customizable Interest Rate 12% to 46.5% p.a.

Lendingkart Business Loan Fees & Charges

Apart from the interest, Lendingkart also includes processing fees and other relevant charges. The following table outlines a comprehensive breakdown of these details:

Processing Fees 2% - 5%
Pre-closure Charges Allowed only after the first EMI is paid in full [Nil]
Penalty for late payment ₹300 (fixed) and 36% on the overdue amount
Instalments Flexible Monthly / Bi-weekly

Lendingkart Business Loan Eligibility Criteria

Lendingkart simplifies the business loan process by maintaining easy-to-meet eligibility requirements. The eligibility criteria for a Lendingkart business loan are as follows:

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Documents Required for Lendingkart Business Loan

To avail of a business loan from Lendingkart, you need to provide the necessary documents. Here is the list of documents required for a Lendingkart business loan:

Calculate EMI For Lendingkart Business Loan

Before applying for a Lendingkart Business Loan, it is essential to assess your Equated Monthly Instalment (EMI) to ensure that the repayment aligns with your budget. One way to accomplish this is by utilising an Lendingkart Business Loan EMI Calculator, which assists you in estimating and optimising your loan accordingly.

You can conveniently calculate your EMI by using Buddy Loans EMI Calculator. All you need to do is enter the loan amount, interest rate, and loan tenure, and the calculator will provide you with the exact monthly instalment. This tool is user-friendly, enabling you to easily determine the precise amount you need to pay each month.

₹
%
Monthly EMI ₹86
Principal Amount ₹1,000
Total Interest ₹32
Total Amount ₹1,032.00

Year Month Principal (A) Interest (B) EMI (A+B) Balance Loan Paid to Date (%)

Compare Lendingkart Business Loans Over Other NBFCs

Discover the ideal solution for your financial requirements by comparing Lendingkart and other NBFCs for a business loan. The following details will assist you better,

Top Business Loan NBFCs Interest Rate (p.a.)
Lendingkart 12% onwards
Bajaj Finserv 9.75% onwards
Flexiloans 12% onwards
HDB Financial Services Ltd. Up to 36%
Indifi 18% onwards

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Note: The interest rates mentioned above are subject to change at the lenders' discretion.

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Features & Benefits of Lendingkart Business Loan

Enjoy a range of exclusive features and benefits that come with a Lendingkart Business Loan:

Instant Approval

Get Business loan
up to ₹2 Crore

Superfast Loan Processing

Get Your loan
disbursed in 3days

Zero Hidden Cost

No hidden charges
applied for your loan.

Low Interest Rates

interest rates starting
from 12% p.a.

Extended Loan Tenure

Choose your tenure from
1 month to 36 months

Zero Collateral

No Collateral required
for personal loans.

Types of Lendingkart Business Loans

Lendingkart provides various types of business loans to cater to the needs of small and medium enterprises (SMEs) in India. Here are the different types of Lendingkart Business Loans available:

Lendingkart Working Capital Loan

SMEs requiring funds for their day-to-day operations can opt for this collateral-free working capital loan. Lendingkart strives to process working capital loans within 72 hours of application

Loan Amount Up to ₹2 crore
Interest Rates 15% to 27% p.a.
Loan Tenure Up to 3 years

Lendingkart MSME/SME Loans

Lendingkart provides unsecured MSME loans to meet the specific needs of startup owners, women entrepreneurs, and small business owners. These loans assist in addressing various business requirements.

Loan Amount Up to ₹2 crore
Interest Rates 15% to 27% p.a.
Loan Tenure Up to 3 years

Lendingkart Business Loan for Women

To support the growth aspirations of women entrepreneurs, Lendingkart offers unsecured business loans exclusively designed for them. The NBFC streamlines the loan approval process, enabling online loan approvals and ensuring quick loan disbursals, often on the same day.

Loan Amount Up to ₹2 crore
Interest Rates 15% to 27% p.a.
Loan Tenure Up to 3 years

How Do You Apply for Lendingkart Business Loans with Buddy Loan?

Steps To Apply For a Personal Loan with Buddy Loan

  • Step 1: Visit buddyloan.com or Download & install the Buddy Loan app (Android or iOS).
  • Step 2: Open the Personal Loan Application Page. Provide the mobile number and enter the received OTP.
  • Step 3: Specify the desired loan amount & personal email. Next, choose the Personal Loan option
  • Step 4: Choose the employment type (Salaried, Self-Employed, or Student) and the salary mode (bank or cash).
  • Step 5: Enter your work details (Including company name, years of service and Designation)
  • Step 6: Enter your personal details (Including Full Name, PAN, address DOB & Gender)
  • Step 7: Provide your communication address, and income details and Click the ‘Submit’ button.

Ready to take the next step? Apply for a Business now!

Frequently Asked Questions on Lendingkart Business Loans

Your loan amount will be disbursed within three days of the loan application. However, you can check the Lendingkart loan status on their website once you have applied.

No, Lendingkart offers collateral-free business loans.

Lendingkart offers business loans of up to ₹2 crore.

Yes, Lendingkart provides dedicated working capital loans to address your operational needs.

Lendingkart offers a flexible repayment tenure of up to three years.

Yes, Lendingkart offers specialized personal loan for business for women entrepreneurs.

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